Health Plan is just one of the many types of benefits we are paying while working in a company, in which freelancers do not have by default. It is for everybody whether you are individual or a group you have the chance to get an affordable health insurance. It can be used to pay our hospital bills, medical care, dentals, etc. This is really helpful especially during unexpected time let’s say your wife will give birth to your first baby and you don’t have the money yet, this will come in handy to pay your expenses. It can also be used when there is an accident or you are in need of other source of funds because of insufficient cash.
On the other hand, a health plan insurance can also be purchased on a group basis by a company to cover all of its employees. What freelancers do is they apply for it individually because they don’t have their own company that will provide this kind of benefits for them. Health plan includes all private healthcare insurers and HMOs, as well as public programs such as Medicaid and Medicare, federal and state employee benefits programs, and military and Veterans Administration programs. Nowadays people are looking for affordable health insurance plans which are really in demand. Everyone was affected by recession that is why being practical is their top priority. Based on statistics many families have been able to save a lot on their insurance expenses by getting an affordable health insurance that allows them to remain protected in case of accidents or unforeseen illnesses.
